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Post by Deleted on Sept 7, 2009 18:57:58 GMT
I'm having problems working out if my new card is usable on a website, its a Natwest Debit Card with Maestro on it, it has Servicecard 250 written on it, but no other 'brands' as it were, would this card be classed as any of the following: Master Card Visa Discover JCB I dont think its either of the bottom two, but I just added those in case I have looked on Natwest's website to check, but that place is useless, and I looked up Maestro on wikipedia, and got scared, so i'm just asking here thanks for any help  |
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Post by legios on Sept 7, 2009 19:12:47 GMT
I'm having problems working out if my new card is usable on a website, its a Natwest Debit Card with Maestro on it, it has Servicecard 250 written on it, but no other 'brands' as it were, would this card be classed as any of the following: Master Card Visa Discover JCB I'm afraid that based on what you are telling me your card is a Maestro card - so basically a Switch card. The Mastercard branding - as far as I am aware - only applies to their credit card, not to the Debit card, and the lack of the Visa or Discover logo's would suggest that it is not either of those either. Not sure if any of that helps, but for whatever it may be worth. Karl |
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Post by Grand Moff Muffin on Sept 7, 2009 19:22:16 GMT
HSBC (with whom I have my current account) recently sent me a Visa Debit card and told me to destroy my Maestro card. So with an HSBC current account I now get all the benefits of a Visa logo without having to have a credit card to my name.
Free advertising over.
For even-handedness, I have moved my ISA to Lloyds TSB because they offered the best fixed interest rate for this year.
Martin
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Post by Deleted on Sept 7, 2009 19:24:08 GMT
HSBC recently sent me a Visa Debit card and told me to destroy my Maestro card. So with an HSBC current account I get all the benefits of a Visa logo without having to have a credit card to my name. Free advertising over. Martin I was actually thinking a few minutes ago that I might just open a HSBC account too, just for internet stuff |
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Post by Grand Moff Muffin on Sept 7, 2009 19:25:19 GMT
Dunno anything about that. I have avoided signing up for Internet banking.
Martin
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Post by Deleted on Sept 7, 2009 19:56:16 GMT
I've never bothered with Natwest. My brother is with them and they charge him about £20 a month for a Maestro card and a chequebook. I get a Visa debit card and checkbook free of charge at my Alliance + Leicester bank.
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Hero
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Post by Hero on Sept 7, 2009 20:11:09 GMT
I never get charged for my Natwest Maestro.
===KEN
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Post by Deleted on Sept 7, 2009 20:48:09 GMT
I never get charged for my Natwest Maestro. ===KEN i just opened my natwest maestro, they never mentioned a charge to me, maybe whoever it was who is being charged went for their advantage gold plan that they tried to give me? |
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Post by Deleted on Sept 7, 2009 22:17:55 GMT
I think its that Advantage Gold Plan that my brother has. I think they told him that it was the only one he could have.
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Post by Deleted on Sept 8, 2009 7:09:11 GMT
I think its that Advantage Gold Plan that my brother has. I think they told him that it was the only one he could have. well they asked me about it, and it was all about covering your car, family and loads of other stuff, despite them already knowing that i'm single, no kids, dont drive, and all that |
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Post by grahamthomson on Sept 8, 2009 7:24:48 GMT
If you're shopping online a Visa Debit card is best, as you get all the protection of a credit card, but it comes right out of your current account, so no end of month balance to worry about.
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Post by Philip Ayres on Sept 8, 2009 8:28:57 GMT
Maestro/Switch is useless for buying things abroad on. Thankfully I have two bank accounts = one my salary was paid into and the other gets my disability benefits. One account has a maestro card and the other has a visa debit. result.
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Post by The Doctor on Sept 8, 2009 10:01:54 GMT
My bank card is also a debit card (I don't have a credit card - got rid of it about 3 years ago) and my paypal account is linked to my bank account (so functions like a debit card). So when buying on-line, if I don't have enough money in my current account I can't have it. Which is the best way, really.
-Ralph
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Dave
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Post by Dave on Sept 8, 2009 10:15:08 GMT
I believe I read somewhere Maestro is slowly being phased out. I too got sent a Visa debit instead. Never had problems with Maestro being accepted anywhere before the change (except when ordering from the US) but since not having one I haven't really been keeping an eye on such things.
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Post by Deleted on Sept 8, 2009 12:16:10 GMT
I believe I read somewhere Maestro is slowly being phased out. I too got sent a Visa debit instead. Never had problems with Maestro being accepted anywhere before the change (except when ordering from the US) but since not having one I haven't really been keeping an eye on such things. Why didnt Natwest give me a good card then? I only got this card/set up this new account last week |
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Dave
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Post by Dave on Sept 8, 2009 13:00:04 GMT
Seems it will be slower than I thought.
Following a quick Google I've just seen on Wikipedia (not the best source especially when the page has been tagged as having "multiple issues") that the RBS group are starting the roll out this year with the aim of completing by 2011.
I would have thought that new accounts like yours would get a Visa debit straight away though, so it's very strange.
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Post by Deleted on Sept 8, 2009 17:06:44 GMT
I'm with Ralph on this whole issue. I've never bothered with credit cards and store cards are no better. My Paypal account is also linked to my bank account which makes me stick to the old phrase 'If you can't afford it you can't buy it.'
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